Articles
Medicare Open Enrollment Period
What is the Medicare Open Enrollment Period?
The Medicare Open Enrollment Period is the time during which Medicare beneficiaries can make new choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically change. In addition, your health-care needs may have changed over the past year. The open enrollment period is your opportunity to switch Medicare health and prescription drug plans to better suit your needs.
How Geopolitical Tensions May Impact Oil Prices and the Economy
Conflict in the Persian Gulf has spurred modest oil price volatility in recent weeks, but prices didn’t spike to high levels seen during some past conflicts. That’s partly because rising U.S. oil production has shaken up the global oil market since 2010. Crude oil prices still react to geopolitical events and other unplanned supply disruptions.
What Does the Yield Curve Suggest About Growth?
Yield relates to the return on capital invested in a bond. When prices rise due to increased demand, yields fall and vice versa. The yield curve is a graph with the daily yields of U.S. Treasury securities plotted by maturity.
Inverted Yield Curves
An inverted yield curve occurs when the interest rates (yields, to be more specific) on short-term bonds are higher than the interest rates on long-term bonds. The specific trigger compares the 10 year treasury to the 2 year treasury.
Tips for Protecting Your Identity and Your Money
Large-scale data breaches are in the news again, but that’s hardly surprising. Breaches have become more frequent — a byproduct of living in an increasingly digital world.
U.S.-China Trade War: Who Pays the Price?
China was the largest U.S. trading partner in 2018, with $737 billion in goods and services exchanged between the two nations, accounting for 13% of all U.S. trade. What do the trade wars mean to markets? Who is right and who is wrong? What impact will they continue to have?
The Future of Social Security & Medicare
The newest reports, released on April 22, 2019, discuss the current financial condition and ongoing financial challenges that both programs face, and project a Social Security cost-of-living adjustment (COLA) for 2020.
Federal Income Tax Returns Advice For Individuals
Need more time to pay your 2018 taxes? Should you extend? Will there be penalties? Should you wait to file. Here are few tips and thoughts on what to do for your 2018 taxes.
The Fed Hits the Brakes: No Rate Hikes Projected in 2019
The FOMC has raised the funds rate nine times since December 2015, with four increases in 2018 alone. As recently as September 2018, the committee projected three more increases in 2019. That dropped to two projected increases at the December meeting.